Competitieve USDA Mortgage Rates

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Mortgage Program & Term Rate APR Assumptions
USDA 30 Year Fixed 3.5 4.352 1.375 Points Zero Down
Conforming 30 Year Fixed 3.625 3.772 1.25 Points 20% Down Payment

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Rates updated as of 12.17.2014. Rates subject to change. Call 800-461-4152 for more details.

Rural Home USDA Intrest Rate Benefits

The USDA interst rate program caps the interest rates that banks may offer to their clients. This allows the USDA home loan to be more affordable than the standard mortgage product.

Other benefits of using a Rural Housing USDA interest rate program include the following:

  • Simple to understand
  • Offers a low interest rate
  • Offers security from interest rate risk
  • No Monthly MI(mortgage insurance)
  • Fixed monthly payments over the life of the loan

Why Choose RANLife as your USDA Lender?

Contact a USDA Loan Specialist Online or toll free at 800.461.4152 to learn more about how the USDA Fixed Rate Mortgage Programs can help you.