RANLife Rural Housing Loan Service Center
The USDA Guaranteed Loan Program is a federal program offered through the United States Department of Agriculture. Rural Housing through the USDA program provides a number of homeownership opportunities to rural Americans, as well as programs for home renovation and repair. This is an excellent product and benefit for those individuals that qualify. Rural Housing also offers 100% financing opportunities for those who qualify.
Rural Housing loans are now easier to qualify and are a financially secure option for home financing regardless of your situation.
**NOTICE A70: RANLife Home Loans is funding the USDA Pilot Program. This program allows you to skip a mortgage payment, lower your interest rate by more than a percentage point, and you don't have to get a home appraisal. Call a representative to see if you qualify 800.461.4152.**
There are several advantages to using USDA's Home Loan Program.
- USDA 100% Financing
- Low Monthly Mortgage Insurance(MI)with a USDA loan
- Low USDA Mortgage Interest Rates
- USDA Low Closing Costs
- USDA Zero Down Payment.
- Easy Credit Qualifying with USDA
- Never a Pre-payment Penalty with USDA
Thinking of Buying a Rural Home?
Did You Know?
Did you know that even with the advent of a low monthly mip premium usda payments are still significantly lower than an FHA loan that has a minimum of a 3.5% down payment?
USDA Rural Home Purchase?
Whether you are buying your first home or looking to move up the USDA Home Loan Purchase Program is one of the best purchase programs available today for our rural communities. Click on the USDA Purchase Application to see if you qualify.
USDA Rural Home Refinance?
If you bought your home through a USDA home purchase program then you are eligible for a USDA home streamline refinance. Call a program representative at 800.461.4152, or fill out the quick online refinance application on the left, to see if you home qualifies.
